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72% of Employees Face Financial Stress, That's Already Costing Your Business

Lower productivity, more absenteeism, and higher employee turnover.

Get the Free Employee Stress Report

How FINETIKS Improves Employee Financial Wellbeing

  • Lower Stress

    Reduce financial stress, salary advances, and pinjol calls.

The Cost Is Already Visible

Financial stress is no longer a personal issue. It is a measurable business risk driving down productivity and retention.

Survey findings

  • Financial Stress

    Affects employees at work.

    72%, trending down

  • No Emergency Fund

    Can't cover sudden costs.

    56%, trending down

  • Productivity Loss

    Yearly output cost drag.

    15%, trending down

As featured in

Slide 1 of 4: Katadata

“Survei FINETIKS: 56% Karyawan Tidak Punya Dana Darurat”

Financial Stress Is Costing Your Business. Want To Know How Much?

What Is Workforce Financial Stress Actually Costing You?

Total annual impact of financial stress

-Rp6.261.401.250

335 of 500 employees are financially stressed.

High risk

64

Equivalent full-time employees.

835

Months of salary, total workforce.

Lost productivity

15,00%

Rp4.899.375.000

Absenteeism

1,67%

Rp545.463.750

Turnover

2,50%

Rp816.562.500

ROI highlight

Estimated Benefit If You Reduce Financial Stress by 10%

Rp626.140.125

Potential annual savings, based on the assumptions above.

Get the Full Report Breakdown

Take these numbers with you—productivity loss, absenteeism, and turnover costs, ready to share with leadership.

Why Top Employers Choose FINETIKS

Empower Your Team with Financial Confidence

Trusted by leadership and loved by employees. We go beyond basic financial literacy to help your team build lifelong money habits, giving them peace of mind and keeping your business moving forward.

Relieve Financial Stress, Boost Performance

When your team worries about money, their work suffers. FINETIKS is here to help. With our Officially registered as a Financial Services Aggregation Service Provider under Registration No. S-516/IK.01/2024. and a dedicated team of in-house Credential ID 2000 0352.Verify on FPSB Indonesia coaches, you can trust us to provide the safe, reliable financial care your employees need to regain their focus.
Discover FINETIKS
  • Registered with OJKFinancial aggregation provider.

Building Financial Habits That Stick

Real financial wellness takes more than just a single workshop. The Money Boss program creates lasting change by combining expert-led sessions, private CFP® coaching, and our daily FINETIKS app. Whenever money worries arise, your team always has a reliable solution right in their pocket.
  • Literacy WorkshopsLearning that sticks.

Limited Offer

Claim Your Complimentary Financial Health Check

Valued at IDR 10,000,000. Free for a limited time. No employee-level data shared.

Book a Free Assessment

Three Steps. Clear Insights. Smarter Training Decisions

  1. Employee OverviewA quick introduction to essential money basics for your team.
  2. Anonymous SurveyA confidential assessment to uncover your employees' hidden financial struggles.
  3. Strategic ConsultingA 30-minute session to design a tailored financial wellness program for your company.

FINETIKS vs. Traditional Solutions

The Complete Employee Financial Wellness Platform

Upgrade your employee benefits package. While banks push generic products and planners focus only on individuals, FINETIKS provides a complete workforce financial health ecosystem. We help your team build lasting financial habits that improve focus and company productivity.

CapabilityFINETIKSFinancial PlannerBank
Best ForEnterprise financial wellnessIndividual financial adviceBanking products
Employee Financial Health CheckIncludedNot includedNot included
Anonymous Workforce SurveyIncludedNot includedNot included
Certified Financial PlannersIncludedIncludedIncluded
Financial Wellness WorkshopsIncludedNot includedNot included
HR Dashboard & Executive ReportsIncludedNot includedNot included
Money Management AppIncludedNot includedIncluded
Savings, Investment & Insurance SolutionsIncludedIncludedIncluded
Behavior Change ProgramIncludedNot includedNot included

Corporate Financial Wellness Solutions

Three Pathways to
Employee Financial Wellness

Every partnership begins with a complimentary Financial Health Check, ensuring we deploy the exact program your team needs.

Awareness

Target Seminars & Masterclasses

Foundational education designed to spark awareness and build essential financial skills.

  • 2-Hour Educational Seminars

    Scalable sessions for any audience size and driving active organizational learning.

  • Debt Management Masterclass

    Actionable strategies for debt repayment, cashflow fixing, and pinjol protection.

  • Retirement Planning Masterclass

    Systematic asset structuring and modeling to secure an inflation-proof retirement.

  • Investment 101 & Protection

    Foundational risk mapping, ETF deployment, and strategies to close critical insurance gaps.

Transformation

Money Boss Flagship Track

An immersive, end-to-end program driving lasting financial habits and behavior change.

  • 3×3 Hour Deep Workshops

    Intensive and hands-on execution mapped across a structured 4-6 week corporate timeline.

  • End-to-End Skill Alignment

    Comprehensive modules covering budget & mindset, debt insulation, and wealth architecture.

  • Platform Tool Configuration

    Guided setup for FINETIKS Pockets, VIP Save, and personalized investment pipelines.

  • Performance Verification

    Knowledge-tracking quizzes and cash rewards to incentivize full program completion.

Leadership

Personal Coaching & Executive Perks

1-on-1 coaching and executive support built to retain senior leaders.

  • 1-on-1 Financial Coaching Packages

    Deep, personalized financial profiling paired with ongoing quarterly strategic check-ins.

  • Executive Financial Wellness Add-On

    Advanced, bespoke financial modeling tailored specifically for senior organizational leads.

  • Strategic Life-Stage Allocation

    Comprehensive asset restructuring, including targeted children's education tracking.

  • Market Intelligence Feeds

    Exclusive access to FINETIKS Market Outlook and live trading strategy insights.

Best for Predictable Cashflow

Complete Transformation Bundle

One monthly retainer. Full-year access. No upfront annual CapEx.

Book a Free Assessment
  • 4 quarterly seminars + 12 masterclasses
  • 12 flagship tracks + 20 coaching seats
  • 6 executive tiers + free diagnostics
  • Quarterly HR reports
  • Monthly invoice for 12 months

Proven Results

Real feedback from our Money Boss corporate financial literacy workshops, empowering teams across Indonesia.

“Now I know that life insurance is very important.”

Dian Safitri

Branch Banking Network - Bank Victoria

“Employees who want to learn how to manage money should join.”

Nicholas

Treasury - Bank Victoria

“Now I know how to prioritize my savings according to my plan.”

Andesta Wulandari

Quality Assurance - Swing

“I learned a lot, especially how to calculate a budget.”

Morteza

Mobile Developer - Swing

“I highly recommend this to anyone ready to build better financial habits.”

Fairuziah

Recruiter - IRIJ

“I now make smarter investment choices that align with my income.”

Jeni

Finance Accounting & Tax - Rohul

“Now I know that life insurance is very important.”

Dian Safitri

Branch Banking Network - Bank Victoria

“Employees who want to learn how to manage money should join.”

Nicholas

Treasury - Bank Victoria

“Now I know how to prioritize my savings according to my plan.”

Andesta Wulandari

Quality Assurance - Swing

“I learned a lot, especially how to calculate a budget.”

Morteza

Mobile Developer - Swing

“I highly recommend this to anyone ready to build better financial habits.”

Fairuziah

Recruiter - IRIJ

“I now make smarter investment choices that align with my income.”

Jeni

Finance Accounting & Tax - Rohul

Frequently Asked Questions

Your Guide to
Employee Financial Wellbeing

While others focus on education, Money Boss is a practical program: expert-led learning on Financial Planning and implementation of the strategy with our OJK licensed AI Application.

All programs are led by Financial Expert: Certified Financial Planner (CFP) with over 10 years of experience in the financial industry.

For the Mastery tier, we provide a comprehensive impact report to the employer to track improvements in financial wellness.

We offer a complimentary, 2-minute anonymous Financial Wellness Survey to assess your team's needs before starting the program.

The app provides AI-powered money management, automated savings pockets, and easy way to do expense tracking.

Yes, PT Finetiks Inovasi Indonesia is registered and supervised by the OJK as a financial aggregator (S-516/IK.01/2024).

We use Bank-Grade AES-256 encryption, multi-factor authentication, and hold the ISO27001 International Data Security Certification.

Ready to Assess Your Team's Financial Health?

Schedule a free consultation with a FINETIKS Corporate Partner. We'll help map your team's financial condition and design a financial wellness program that fits.

Get in Touch with Our Team